Cookie Policy

What cookies we use and why

Cookies are small text files, which often include a unique identifier that is sent by a web server to your computer, mobile phone or any other internet enabled device (“device”) when you visit a website. Cookies are widely used in order to make websites work efficiently and help provide us with business and marketing information to enable us to make informed decisions on the development of our websites.

We use the following types of cookies:

Essential– Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.

Performance– Performance cookies help owners understand how the website is used by visitors. This information can then be used to improve the way the website works.

Preference– Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.

Statistics– Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.

Marketing– Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers.

Name

Description

Purpose

Type

_RequestVerificationToken

Prevents CSRF attacks

Essential

Session

has_js

Registers whether user has activated JavaScript

Essential

Session

JSESSIONID

Used by metrics.responsetap.com to preserve user states across page requests

Essential

Session

rc::a

Used by Google to distinguish between humans and bots

Essential

Persistent

rc::b

Used by Google to distinguish between humans and bots

Essential

Session

rc::c

Used by Google to distinguish between humans and bots

Essential

Session

_lc.visitor_id.g11128833_173.group.173

Used by Yomdel for tracking live chat

Essential

999 days

_lc.vv.group173

Used by Yomdel for live chat

Essential

Session

adviser Branding

To display the correct adviser / firm to user when navigating to website

Essential

Session

FontsLoaded

Informs the site that fonts have successfully loaded

Essential

Session

lc_window_state.group173

Used by Yomdel for controlling state of live chat message window (i.e. open or minimised)

Essential

Session

message_text.group173

Used by Yomdel for sending live chat message

Essential

Session

notification(status_ping).group173

Used by Yomdel for maintain an active connection for live chat messages

Essential

Session

_osm_topt_token

Used by openstreetmap.org to provide user with map view

Essential

1 day

recent_window.group173

Used by Yomdel for tracking the active live chat message window

Essential

Session

auto_callback.group173

Used by Yomdel for live chat

Essential

Session

notification[personal_invitation].group173

Used by Yomdel for live chat

Essential

Session

.AspNetCore.Antiforgery.#

Used to help prevent Cross-Site Request Forgery (CSRF) attacks

Essential

Session

CookieConsent

Used to store the user’s cookie consent state for the current domain

Essential

1 year

adiLP

Used by ResponseTap to allow linking of website visitor behaviour to telephone calls

Performance

1 day

adiS

Used by ResponseTap to allow linking of website visitor behaviour to telephone calls

Performance

1 day

adiV

Used by ResponseTap to allow linking of website visitor behaviour to telephone calls

Performance

1 year

adiVi

Used by ResponseTap to allow linking of website visitor behaviour to telephone calls

Performance

30 minutes

_livechat

Used by livechatinc.com to hide user’s personal customisation of LiveChat

Preference

3 years

_livechat_lastvisit

Used by livechatinc.com to store when user last used LiveChat

Preference

3 years

3rdparty

Used by livechatinc.com to hide user’s personal customisation of LiveChat

Preference

Session

main_window_timestamp#

Used by livechatinc.com to hide user’s personal customisation of LiveChat

Preference

Session

_adiCookieCheck

Provide statistics of what pages the user has visited and how often an ad click leads to a sale or other actions

Statistics

Session

_dc_gtm_UA-#

Controls loading of Google Analytics script tag

Statistics

1 day

_ga

To generate statistical data on how visitor uses the website

Statistics

2 years

_gat

Used by Google Analytics to control request rate

Statistics

1 day

_gid

To generate statistical data on how visitor uses the website

Statistics

1 day

_hjid

To obtain data on visitor behaviour

Statistics

Persistent

_vwo_uuid_v2

Optimise website relevance to visitor

Statistics

1 year

collect

Send data to Google Analytics on user’s device and behaviour

Statistics

Session

ubpv

Determines if visitor leaves website straight away

Statistics

6 months

ubvs

Collects information of user visits (frequency, duration) to website

Statistics

179 days

ubvt

Collects information of user visits (frequency, duration) to website

Statistics

2 days

v.gif

Used by visualwebsiteoptimizer.com to optimise website relevance to visitor

Statistics

Session

_hjTLDTest

Used by HotJar to track how users interact with a page

Statistics

Session

_fbp

Used by Facebook to deliver adverts

Marketing

3 months

_gcl_au

Used by Google AdSense for advertisement efficiency

Marketing

3 months

_hjIncludedInSample

Statistics for user’s navigation

Marketing

Session

ads/ga-audiences

Used by Google AdWords to re-engage visitors based on behaviour

Marketing

Session

fr

Used by Facebook to deliver adverts

Marketing

3 months

i/jot

Used by Twitter to allow third party advertisers to target relevant adverts

Marketing

Session

GPS

Used by YouTube to enable geographical GPS tracking

Marketing

1 day

IDE

Used by Google DoubleClick to report user’s actions with ads

Marketing

1 year

MUID

Used by bing.com for Microsoft to track user across multiple domains

Marketing

1 year

MUIDB

Used by bing.com to register user data across websites to measure efficiency of ads

Marketing

1 year

NID

Used by Google to identify returning users for targeting ads

Marketing

6 months

pagead/1p-conversion/#

Used by Google to track interactions with ads

Marketing

Session

pagead/1p-user-list/#

Used by Google to track interactions with ads

Marketing

Session

PREF

Used by YouTube to keep statistics on how visitors use YouTube videos across different sites

Marketing

8 months

r/collect

Used by doubleclick.net to send user device and behaviour data to Google Analytics

Marketing

Session

test_cookie

Checks if the user’s browser supports cookies

Marketing

1 day

tr

Used by Facebook to deliver ads

Marketing

Session

VISITOR_INFO1_LIVE

Used by YouTube to estimate the user’s bandwidth for videos

Marketing

179 days

YSC

Used by YouTube to log statistics on what YouTube videos the user has seen

Marketing

Session

SL_C_23361dd035530_KEY

Used to collect statistical data related to the user’s website visits, to enable media and marketing agencies to customise online advertising.

Marketing

1 year

SL_L_23361dd035530_KEY

Used to collect statistical data related to the user’s website visits, to enable media and marketing agencies to customise online advertising.

Marketing

Persistent

How to withdraw consent to, control, and/or delete cookies

It is possible to remove cookies or block them from recording this information. You also have the option of blocking third party cookies only.

This option is generally found within the Options menu then Privacy section of your particular browser. Each browser is slightly different and constantly updating.

For more information consult the Help menu of your browser. The links below provide information on how to manage cookies on popular browsers:

Google Chrome
Microsoft Edge
Mozilla Firefox
Microsoft Internet Explorer
Opera
Safari

To find information relating to other browsers, visit the browser developer’s website.

This information has been provided to show our commitment to legislation regarding cookie awareness so that you can understand what cookies we use and why we use them. This ensures transparency in the data collected on you.

Further information:
https://ico.org.uk/for-organisations/guide-to-pecr/guidance-on-the-use-of-cookies-and-similar-technologies/
http://www.allaboutcookies.org

This policy was last updated 15th December 2023

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Beespoke Mortgages is proud to offer the following services:

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Call us on: 07747 343 755
Or you can feel free to email us at the following address:
[email protected]

A word from the people we have helped...

Don't just take
our word on it!.

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We used Lisa to sort the mortgage for our new home this year & we are so glad we did!

Not only did she get us fixed in to the best possible rate, she also ported over the mortgage we already had at the fixed rate it was on, saving us thousands!

She drove the whole process for us from start to finish- I honestly believe without her I’d still be living in the old house.

Lisa, thank you, you’ve got us as clients for life!

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Lisa was amazing with me and my partner when we purchased our new home.

She spent so much time helping us with our mortgage, answered all our questions and checked in with us throughout the process.

I wouldn’t recommend anyone else as a mortgage advisor.

Thanks Lisa. You’re the best.

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Our mortgage advisor Lisa has been fantastic to us , she provides an excellent service focusing on what is right for each individual.

So helpful , honest and friendly! Any questions we had , Lisa was very responsive and guided us along the way!

She made everything so easy for us and worked so hard going out of her way to get us where we are today!

We can’t thank Lisa enough and wouldn’t be where we are without her . We would definitely recommend!.

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